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Pensions Act 2008

Government Bill

Originated in the House of Commons, Session 2007-08

Last updated: 25 February 2009 at 13:44

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Long title

A Bill to make provision relating to pensions; and for connected purposes.


The Bill is the second part of the package of reforms to the UK pensions system set out in the May 2006 Pensions White Paper, Security in retirement: towards a new pension system. The first part of the reforms, taken forward by Pensions Act 2007, included reform of the state pension.Key areas

  • Proposes a duty on employers to automatically enrol jobholders into, and to contribute to, a qualifying workplace pension scheme
  • Introduces the concept of personal accounts which are described as a 'simple, low-cost pension saving scheme' aimed at moderate to low earners who currently do not have access to a workplace pension scheme. This would be overseen by a Personal Accounts Delivery Authority
  • Sets out a compliance regime for the new duties on employers.

Other measures relate to: the revaluation of deferred pensions, the additional state pension, pension credit, pension sharing on divorce or dissolution of civil partnership, the Pension Protection Fund and the Pensions Regulator.

Sponsoring departments

Department for Work and Pensions
Mr Peter Hain
Labour, Neath
Department for Work and Pensions
Lord McKenzie of Luton
Labour, Life peer

Current version of the Bill

Lords Amendments to the Bill - html version
20 November 2008

Bill passage

Bill started in the House of Commons
1st reading
2nd reading
Committee stage
Report stage
3rd reading
Bill in the House of Lords
1st reading
2nd reading
Committee stage
Report stage
3rd reading
Final stages
Consideration of amendments
Royal Assent
In progress
Not applicable
Not yet reached